Getting a mortgage in Calgary involves several steps. First, ensure you meet the minimum credit score of 600, have a steady income, and sufficient funds for a down payment. Next, find a lender, which could be a bank or a mortgage broker. Apply by filling out an application and providing necessary documentation. The lender will assess your application and the home's value before issuing approval. Choose the right loan product considering interest rates and terms, then close on your mortgage by signing documents and paying closing costs.
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